Finacle treasury solution is an integrated yet modular front, middle and back office solution built on best-of-breed open technology platforms, providing high scalability, flexibility and STP capability. The treasury solution enables reduction in costs, decrease in time-to-market of products and services, while enhancing process efficiency.

The Finacle treasury solution supports a wide range of financial products and their derivatives in foreign exchange, money markets and securities. It also provides full back office processing capabilities, including General Ledger, and has extensive middle office features such as limits, risk and liquidity management.

Key Modules

Cross Asset Support
Finacle treasury solution supports trading, risk management and processing for a broad array of asset classes on a single integrated platform. These asset classes include:

• Foreign exchange
• Money markets
• Interest rate derivatives
• Fixed income
• Precious metals
• Equities
• Structured products
• Credit derivatives

Front Office
Finacle presents a comprehensive dealer-friendly front office module that enables efficient deal capture. The treasury solution provides the flexibility to price and capture deals through the front office, or import them from external sources through seamless interfaces.

• Trade entry
• User-friendly interface
• Personalized layout
• Online updates
• Multi-dimensional organization structure
• Blotters
• Pricing
• Simulation
• Limits monitoring
• Real time position keeping and P & L

Middle Office
Finacle offers real-time tools to view positions and manage market, currency and credit risks effectively.

• Multiple revaluation methodologies
• Risk management
• Limits management
• Value at risk

Back Office
Finacle offers a comprehensive back office module for real-time management of treasury instruments and their derivatives. This comprises complete deal processing including deal settlement, updating, verification, confirmation, Nostro reconciliation and tickets printing.

• Straight Through Processing (STP)
• Deal lifecycle
• Permissioning system
• Exceptions management
• Blotter operations
• Nostro blotter
• Setup of static data
• Accounting
• Reporting
• Electronic messaging infrastructure
• Message management

Business Benefits

Comprehensive 24X 7 Solution
Finacle treasury solution provides a full range of products and their derivatives in foreign exchange, money markets and securities, round the clock. This empowers the bank with an all-in-one system that addresses corporate clients’ needs for sophisticated functionalities. It also relieves the constraint of unavailability of systems for long periods during EOD operations.

Higher Operational Efficiency
The Finacle treasury solution provides full STP for all supported instruments from pricing and pre-deal analysis to operation lifecycle processing, confirmation and settlement. In addition, the solution comes with a powerful integration framework to interface with the bank’s core banking solution and external data sources - thus minimizing operational delays and ensuring seamless transaction flows at the bank.

Lower TCO
The treasury solution allows users, belonging to different legal entities to work on a single system and database, with support for cross-entity consolidation of risk and standing data. This directly results in significantly lower implementation costs and ease of centralized reporting for the bank.